More People Are Moving And Taking On A Higher Rate

Dated: December 5 2025

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Some more homeowners are finally making their move, even if it means giving up that 3% mortgage. Data from the FHFA shows the share of homeowners with rates under 3% is shrinking slightly, while more are taking on rates above 6%. Sure, some of the people with rates above 6% are first-time buyers, but others are people just like you who decided to move anyways. Why? Because life doesn’t wait for perfect timing. Families grow, jobs change, priorities shift, and a house that once fit perfectly may not fit at all anymore. And with mortgage rates easing from earlier highs and forecast to dip slightly more in 2026, moving is becoming a little easier again. If you’ve been holding off, maybe it’s time to ask: Is your low rate worth staying somewhere that no longer fits your life? DM me if you want to talk through your options or see what's out there in your price point.

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Joe Moore

Feel free to look around or DM me for any information you may need. I am here to help! When I first decided to join the real estate industry over 20 years ago, I did so with the hopes of helping hom....

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